Loan Against Security
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Channelise the Full Potential of Your Assets with Durga Finvest's Loan Against Security
When you find yourself in need of financial support, it’s natural to be cautious about parting with your hard-earned savings or investments.
We understand that your financial security is of utmost importance to you. That’s why Durga Finvest offers a comprehensive and efficient solution:
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| Bank Name | Rate of Interest | Processing Fees | CIBIL Score | Loan Amount | Apply Now |
|---|---|---|---|---|---|
| Abhi Loans Against Mutual Funds | OD Limit- 16% Reducing Term Loan-8% Flat | 1.5% | Not Required | 15K -1Cr (upto 12M) | Apply now |
| Abhi Loans Against Shares | OD Limit- 16% Reducing Term Loan-8% Flat | 1.5% | Not Required | 15K -1Cr (upto 12M) | Apply now |
| Abhi Loan Against Bonds | 8% p.a. onwards | 2% (of the loan amount) or Rs.1,000 (whichever is higher) + GST | Not Required | Rs. 15,000 – 1 Cr. | Apply now |
What is a Loan Against Security?
A Loan Against Security is a dynamic financial product that empowers you to make the most of your existing investments, assets, or savings to access quick and hassle-free loans. Instead of selling your valuable assets or giving up control over your investments, you can use them as collateral for a loan. This means you can continue to enjoy the benefits of your assets while addressing your immediate financial needs.
Requirements for Loan Against Security
To avail of a Loan Against Security from Durga Finvest, you’ll need to meet several straightforward requirements
Repayment Plan
We understand that every individual's financial situation is unique. That's why we offer flexible repayment options, allowing you to tailor the loan repayment plan to your financial capabilities.
Eligible Collateral
You should have eligible assets, such as fixed deposits, mutual funds, stocks, gold, or other investment instruments that can be used as collateral.
Ownership and Clean Title
The assets you provide as collateral must be in your name and should have a clean title, free from any encumbrances, ensuring a seamless transaction.
Loan Amount
The loan amount you're eligible for is directly proportional to the value of the collateral you pledge. The higher the value of your assets, the more substantial the loan amount you can secure.
Documentation
We strive to make the loan application process as straightforward as possible. Minimal documentation is required, including identity and address proof, proof of ownership of the collateral, and other relevant documents.
Loan Tenure
The loan tenure can vary depending on your preferences and the type of collateral. You can choose a tenure that suits your financial needs, whether you require a short-term or long-term loan.
Benefits of Loan Against Security with Durga Finvest:
We go the extra mile to provide tailored solutions that suit your specific
requirements. Here’s why you should choose us:
Competitive Interest Rates
Durga Finvest is committed to providing some of the most attractive interest rates in the market, ensuring that you don’t overburden your finances while repaying the loan.
Quick Approval
Our streamlined application process ensures that you can get your loan approved swiftly so you can access the funds you need precisely when you need them.
Retain Control
You retain ownership and control of your assets while using them as collateral. Once you repay the loan, your assets are returned to you, allowing you to continue benefiting from their potential growth.
Versatile Use
The loan amount you receive can be used for various purposes. Whether you’re looking to fund a new business venture, renovate your home, or cover unexpected medical expenses, a Loan Against Security from Durga Finvest can provide the financial freedom you need.
Flexible Tenure
Choose a loan tenure that aligns with your financial goals and repayment capacity, providing you with the flexibility to manage your finances as you see fit.
Minimal Documentation
Our simple documentation requirements make the application process convenient and efficient, reducing the hassle and stress often associated with loans.
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Why Choose Durga Finvest for Loan Against Security?
Durga Finvest has built a reputation for its unwavering commitment to customer satisfaction and for providing financial solutions that empower our clients. We put trust, transparency, and a customer-centric approach at the heart of our services. Our mission is to ensure that you experience financial freedom without compromising your financial future.
Unlock the full potential of your investments and secure the financial assistance you need with our Loan Against Security services. Trust Durga Finvest as your go-to destination for loans, credit cards, and diverse investment opportunities.
Ready to unlock the power of your assets? Get started with Durga Finvest today, and let us help you achieve your financial goals while safeguarding your valuable investments.
FAQ
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Services & Solutions
Common types of securities used as collateral include stocks, bonds, mutual funds, certificates of deposit (CDs), and other investment instruments.
To get a loan against security, the borrower deposits their securities into an account with the lender, and the lender provides a loan amount based on the value of those securities. The borrower can use the loan funds for various purposes.
The loan-to-value ratio, which determines the maximum loan amount, varies depending on the lender and the type of securities used as collateral. LTV ratios are often lower for riskier assets like stocks and higher for less volatile securities.
Interest rates can vary widely and are influenced by factors such as the type of security, market conditions, and the lender’s policies. Interest rates for these loans are typically lower than those for unsecured loans.
Yes, you still own the securities used as collateral, but they are held in a separate account with the lender until the loan is repaid. Once you repay the loan, the securities are returned to you.
