Overdraft Limit

Overdraft Limit

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Explore Financial Freedom with Durga Finvest's Overdraft Limit

Emergency needs could knock on your door anytime, be it personal or professional.
To address such needs, an Over Darft Limit can be your ideal companion. A unique financial help that allows you an add-on to your existing balance, having an Overdraft limit can work as a perfect financial backup for yourself.

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What is an Overdraft Limit, and What are its Requirements?

At Durga Finvest, we understand that financial flexibility is the key to realizing your dreams and aspirations. That’s why we’re thrilled to introduce our Overdraft Limit product, designed to provide you with instant access to funds when you need them the most.

An Overdraft Limit is a unique financial tool that allows you to access extra funds on top of your existing balance, effectively preventing you from experiencing those unexpected financial hiccups. Your financial safety net ensures you’re always prepared for life’s surprises.

Why Choose Durga Finvest's Overdraft Limit?

Competitive Interest Rates

We offer some of the most attractive interest rates in the market, ensuring that you can borrow responsibly without breaking the bank.


Our Overdraft Limit is designed to adapt to your financial needs. You can use it as often as required, and you only pay interest on the amount you use.

Fast Approval

No more waiting in long queues or dealing with mountains of paperwork. With Durga Finvest, you can enjoy rapid approvals and quick access to your funds.

No Collateral Required

Our Overdraft Limit product is unsecured, which means you don't have to worry about pledging assets or collateral to secure the loan.

Requirements for Durga Finvest's Overdraft Limit

Getting started is easy, and our eligibility criteria are designed to be inclusive. To apply for an Overdraft Limit with Durga Finvest, you should meet the following requirements:


You must be at least 21 years old to apply for an Overdraft Limit.


A stable source of income is essential. We will need proof of your ability to repay the borrowed funds.


A good credit history is beneficial but not mandatory. We cater to a wide range of credit profiles, so don't hesitate to apply even if you have less-than-perfect credit.

Identity and Address Proof

To comply with regulatory requirements, we will need your identity and address verification documents.

Bank Account

A valid and active bank account is necessary for seamless fund disbursement and repayment.

Apply for Your Overdraft Limit Today!

Don't let financial constraints hold you back any longer. Durga Finvest's Overdraft Limit is your key to financial freedom, offering a safety net for your financial well-being. Apply for your Overdraft Limit today, and take control of your finances like never before. Whether it's unexpected medical bills, a dream vacation, or a home renovation project, we've got you covered.

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Services & Solutions

An overdraft limit is the maximum negative balance that a bank allows in a checking account without imposing overdraft fees or declining transactions.


When your checking account balance goes below zero, an overdraft limit allows you to continue making transactions, up to the specified limit. The bank covers the shortfall, and you’re typically charged an overdraft fee.


To set up an overdraft limit, you typically need to contact your bank or financial institution. They will assess your account and financial history to determine your eligible limit.


No, they are not the same. Overdraft protection is a service that may link your checking account to another account (e.g., savings account or credit card) to cover overdrafts. An overdraft limit is a specific maximum negative balance set by your bank.


If you exceed your overdraft limit, the bank may decline the transaction, charge additional fees, or require immediate repayment of the overdrawn amount.